A new year has arrived and that means a new group of Americans, about 4.1 million this year, will be celebrating their 65th Birthday! That also means they’ll be qualifying for Medicare!
Becoming eligible for Medicare is a milestone that should be celebrated!
Ever since you started working, you have paid a large chunk of your annual Federal taxes to this cause. Now it’s time to reap the reward of great health insurance via Medicare.
Still working? If you already have great health insurance through your employer and will keep working, you may want to stay on that coverage instead of joining Medicare. Definitely check with your employer’s HR Department or benefits person to verify whether you are allowed to stay on the employer coverage once you reach age 65.
If you have individual health insurance coverage, you will be required to join Medicare at age 65 in order to have health insurance.
Ready To Enroll Into Medicare?
Independent agents, like SeniorSouce, assist consumers in finding Medicare insurance that helps fill the gaps that Medicare does not pay. Before we can help, you will need to enroll into Medicare via the Social Security Administration website at SSA.gov, enroll via a phone appointment with Social Security, or pay a scheduled visit to your local Social Security Office (pack your lunch).
Don’t miss your window to enroll into Medicare!
You have a 7-month window to join Medicare at age 65. This window is 3-months prior to your birthday month, the month of your birthday, and 3-months after. For those older than age 65 and leaving employer insurance, your time frame can be shorter depending on the Medicare insurance plan you are choosing.
Check with an independent insurance professional, like SeniorSource, as your specific situation might be different from the general guidance above.
I wish each of you readers a happy and healthy new year! Eat healthy and stay active and hopefully you won’t have to use your health insurance as much in 2026.
If you are turning 65, leaving group health insurance, moving to a new location, or any other reason that requires choosing a new Medicare insurance plan, we are your source! Give us a call today at (770) 913-6464 or reach out to us on our website at SeniorSourceMedicare.com/contact-seniorsource.